Real Estate Professional | DestinySpeak Inc | William Ravies Real Estate
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WELCOME
At American Heroes Homes and Lending, we’re your hero-focused home-ownership partner.
We’ve vetted and built partnerships with trusted lenders, real estate professionals, title providers, and other key home-buying service partners to streamline the process and reduce costs.
Our mission is to honor those who serve by delivering exclusive benefits, preferred pricing, and a seamless path to home-ownership for our nation’s heroes and their families.
Yvette Owens
Real Estate Professional
About Yvette
Becoming a Real Estate Professional with American Heroes Homes and Lending (AHHL) is a natural extension of my heart for service. I want to make homeownership not only accessible but meaningful for those who have given so much. As a leadership coach, I walk people through change and transitions every day. Buying a home is one of the biggest transitions in life—and I want our heroes to feel seen, supported, and empowered throughout the process. This is more than real estate. It’s about restoring dignity, building legacy, and giving our heroes the same care they give to others. AHHL allows me to stand in my purpose—to serve, to guide, and to give back in a way that leaves a lasting impact
Yvette Owens
What Giving Back Means To Me
Giving back to heroes means honoring the everyday warriors who have quietly and faithfully served our communities—whether in uniform, in the classroom, behind the badge, or at the bedside. These are the people who have sacrificed time, energy, and often their personal dreams to make sure others are safe, educated, and well. As someone who believes in servant leadership at the core of all I do, supporting our heroes is not just a gesture—it’s a responsibility.
The Hero Advantage+
Whether you’re buying, selling, or refinancing, the Hero Advantage+ Program from American Heroes Homes & Lending is here to support you every step of the way. Created to honor those who selflessly serve our communities — including first responders, military service members and veterans, teachers, doctors, nurses, and transportation professionals — this program reflects our deep appreciation and unwavering commitment to you and your family.
By working with your dedicated Real Estate Professional and Lending Professional within our trusted and vetted partner network, you can access exclusive benefits and hero-focused advantages designed specifically for you. From personalized guidance and streamlined support to meaningful cost-saving opportunities, we deliver a seamless, one-stop experience that simplifies your path to homeownership and maximizes your benefits.
✅ Dedicated Support
You’ll be partnered with Real Estate and Lending Professionals who understand the demanding nature of shift work and are committed to being available when you need them — not just during “normal business hours.” Our team is here to serve you on your schedule.
✅ Cash Back After Closing
Receive cash back after closing when you buy or sell a home through our Hero Advantage+ network. It’s real money back in your pocket — a meaningful way to honor your service and support your homeownership journey.
✅ Rate Buy-Downs
Your Lending Professional may apply a temporary rate buy-down, which can reduce your interest rate for the first two years — potentially by up to 1% — offering lower initial payments and more upfront affordability.
✅ No bank Fee Mortgages
Avoid unnecessary bank fees often seen with traditional lenders. Through AHHL’s vetted lending partner, you may access exclusive hero-focused savings and reduced lender fees, putting more money back in your pocket from the start.
✅ Free Credit Assessment
Need a boost to your credit? Our lending partner offers complimentary tools, guidance, and personalized strategies to help you work toward improving your credit and strengthening your financial profile.
✅ Property Protection+
Receive complimentary title and identity fraud monitoring to help detect and address issues early — adding an extra layer of security and peace of mind to your homeownership journey.